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When you’re involved in an accident, one of the biggest concerns is whether your car can be repaired or if it’s considered a total loss. Understanding how insurance companies make this determination can help you navigate the claims process with confidence. When Is a Car Considered a Total Loss? Insurance companies typically declare a vehicle a “total loss” when the cost to repair it exceeds […]

often hears from our clients who are unsure if their auto insurance covers the car, the driver or both. Let’s break down how coverage typically works and what you should know before borrowing or lending a vehicle. How Does Auto Insurance Work? In most cases, auto insurance follows the car, not the driver. This means that if you lend your vehicle to someone else, your […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]